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Bisnode Risk Guardian Suite | Risk Decisioning

Don't avoid Credit Risk, optimize it!

Automated Risk Assessment will grow your sales performance
  • Secure & efficient B2B/B2C onboarding
  • AML, PEP & Sanctions screening for full control
  • Reduces time, cost, risk and resources
  • Powerful fraud detection

Optimized onboarding brings in more customers, seamlessly

Bisnode Risk Decisioning automates routine tasks that do not require human intervention, intelligence or judgement. This allows you to perform important and time-critical tasks closer to sales and the customer journey, letting you onboard customers who otherwise would have been lost.

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Why choose Bisnode Risk Decisioning?

Boost your conversion
Increased sales, happier customers through instant, automated credit decisions
Credit check for both B2B/B2C
Quick credit worthiness check, for both companies and private individuals
Trustworthy decisioning 
Data-driven credit decisions enable consistency, accuracy and more sales
Smooth integration & easy to use
Flexible set-up and adjustment of rules, optimized for sales


Say "Yes!" to more business

tree, hands, together

What is Bisnode Risk Decisioning?

Bisnode Risk Decisioning automates your credit request processes so you can increase credit sales volumes without making sacrifices to your desired risk levels. The service is suitable for all types and sizes of companies from those with few customers and simple needs to large telecommunications companies, e-commerce companies or banks.

Bisnode Risk Decisioning for B2C or B2B is a powerful tool for optimizing your credit application processes. Reduces onboarding bottlenecks and speeds up the process.

Jatkuvat muutokset asettavat korkeita vaatimuksia

How does Bisnode Risk Decisioning work?

Bisnode Risk Decisioning uses pre-configured rule sets matched to your desired credit risk levels. Working with you, Bisnode makes a thorough credit risk and opportunities analysis, resulting in recommendations for initial configuration.
 
Once set up, Bisnode Risk Decisioning instantly checks applicants' financial/credit history against a 36 month review-window of financial status, payment history, payment remarks, AAA Credit Rating, AML Compliance history and legal remarks.
 
The result is an instant "Approve" or "Decline" answer to your customers credit application. All based on the set of rules you have pre-configured. This service is available through webservice or API.
Happy man saying YES

Don't avoid Credit Risk, optimize it!

Does your company see credit risk as a negative to be avoided? Does your organization rely on a few individuals to make centralized credit decisions? If the answer to either of these questions is “yes” then you could be losing business.

Bisnode Risk Decisioning optimizes and automates your credit process to reduce handling times by up to 90%. Without sacrifices to your risk levels.

Decisions based on solid pre-defined parameters and automation streamlines your credit decisioning and makes it consistent. With reduced handling times you can say "Yes" to more customers.

Product Summary

  • Instant automated credit assessment and decisions
  • User-friendly configuration of desired credit- & risk levels
  • Use of multiple rule sets to match different customers or margins
  • Archiving function lets you go back and review decisions
  • Review- and edit credit decisions at a customer level
  • Automated screening for AML, PEP & Sanctions variables
  • Based on Bisnodes trusted AAA Credit Scoring (B2B)
  • 36 month review of customers financial history
  • Customers invoice payment history (late or on time)
  • Available through standard API and Web App

Customer Case
Hi3G increased their sales significantly, with retained risk



 

Thanks to a credit risk process based on unique data and a scoring model developed exclusively for Hi3G, the telecommunications company has the potential to increase its revenues substantially without any increase in risk.

 

Read more

 

We can help you find the right solution for your needs

We are Data & Analytics experts and would love to help you to become more data-driven. Just fill in your details so that our local sales organization can get in touch for an initial conversation.

Read our Privacy Policy

Bisnode Risk Guardian Suite – the full protection

A solution with services that can give full protection for your whole business. Check them out separately or contact our sales people and they will guide you to the right solution for your needs. 
Credit Reports
For all businesses of all sizes. Get the full picture or just pick the one relevant for your purpose. Add-ons eg monitor and portfolio.
Read more  
AML Compliance
Check your business partners for due diligence automatically – including suspicious money transfers, PEP and sanction lists.
Read more  
Risk Decisioning (API)
Connect to our modern API and receive the full-service solution for credit automation.

 

Other Solutions for Risk & Credit:

D&B Credit

Automated global credit decisioning

D&B Direct for Finance

Automated global credit decisioning via API

We can help you find the right solution for your needs

We are Data & Analytics experts and would love to help you to become more data-driven. Just fill in your details so that our local sales organization can get in touch for an initial conversation.

Read our Privacy Policy